{"id":252,"date":"2019-11-24T14:17:46","date_gmt":"2019-11-24T14:17:46","guid":{"rendered":"https:\/\/www.whiteclaydental.com\/blog\/?p=252"},"modified":"2026-04-17T18:43:23","modified_gmt":"2026-04-17T18:43:23","slug":"2019-dental-insurance-use-it-now-or-lose-it-forever","status":"publish","type":"post","link":"https:\/\/www.whiteclaydental.com\/blog\/2019\/11\/24\/2019-dental-insurance-use-it-now-or-lose-it-forever\/","title":{"rendered":"2019 Dental Insurance \u2014 Use It Now or Lose It Forever!"},"content":{"rendered":"\n
\"dental<\/figure><\/div>\n\n\n\n

Do you have a PPO dental plan? If so, you have numerous\nbenefits at your disposal. Your policy can help you maintain your beautiful\nsmile, and it is there as a safety net in case you ever need major treatment.\nHowever, it may be wise to pause and ask yourself if you are truly getting as\nmuch value as possible out of your dental insurance. A dentist in Newark is\nhere to discuss some of the basics of how dental insurance<\/a>\nworks and how you can get the most out of your 2019 benefits before they\nexpire.<\/p>\n\n\n\n\n\n\n\n

Use It or Lose It<\/h2>\n\n\n\n

PPO plans typically come with an annual maximum, which is the\nhighest dollar amount that the insurance company will pay out for approved\nservices within a calendar year. When the year ends on December 31, any unused\nbenefits expire. That money does not roll over into the following year.\nAccording to one estimate from the National Association of Dental Plans, less\nthan 3 percent of people with PPO plans meet or exceed their annual maximum.\nThat amounts to billions of dollars of lost benefits dollars across the U.S.\neach year!<\/p>\n\n\n\n

Tips for Using Your Dental Insurance<\/h2>\n\n\n\n

Here are a few tips that can help you get more out of 2019\u2019s\npolicy and help you plan to use 2020\u2019s coverage to the full:<\/p>\n\n\n\n